It was October in the year 1999 and I had my first trimester under my belt. I had worked three part time jobs while the hubby was in school and now he was making the big bucks as a teacher. I no longer had to work and put in my notice at Costco to become a stay at home mom! We were rolling in the dough and had more than enough. Living on one income was a breeze!
Fast forward 15 years and I’m still a stay at home mom. The hubster taught for 12 years before he became an administrator four years ago. I’m amused that, even though we are now in the six figure mark, the struggles are still real. How in the world did we ever do it on a teacher’s salary?
Two Kids, A Dog, and a Teacher’s Salary
No Car Payments
That’s a kicker, right there. The hubby purchased a new truck when he started working. It was the big deserved splurge. We had a huge down payment and paid it off within a year.
Our vacations are few and far between. We took a road trip out to see the hubby’s family but other than that, we just didn’t go anywhere. In 2012, we took an awesome 21 day road trip in celebration of the new job. Since then, we have had lots of daycations.
Do you recognize this street?!
It’s just something we don’t do often. It doesn’t fit in the budget.
Live Within our Means
We didn’t spend more than we earned. Period.
Need something to do?! Volunteer! I have always volunteered at church and the kids’ schools. I’m slowing down in this department but it was a lot of fun and kept my mind working.
We do everything we can ourselves. No hiring out the yard work or moss removal. After the big job change, we hired a lawn service but have since decided to mow our own stinkin’ lawn. After having our front hill landscaped, it is much easier to mow.
Those babysitters get paid a lot! Grandma and Grandpa made excellent sitters when needed.
Hand Me Downs
We’ve never been big on thrift store shopping or purchasing used items but we were incredibly blessed with hand me downs from my sister’s kids. We rarely had to buy clothing for our kids which was a huge savings.
Selling Stuff You No Longer Use
We lived in a 900 square foot duplex that I had purchased at the age of 21. The rent from the other side covered most of the mortgage. When it was time to move, we had a ton of equity built up in that duplex. Sure, the kids shared a room and our friends lived in nicer houses. It was perfect for us!
Living on one income is tough. I’m not gonna lie. Being a single income family takes hard work and sacrifice but it is so worth it! The cost of daycare would have significantly eaten into any paycheck I would have brought home and guess what? We survived!
Living on a single income is possible with two kids, a dog, and a teacher’s salary!
What sacrifices are you willing to make in order to stay home?