How To Fund Christmas

In November, 2013, the average consumer spent $704 on Christmas gifts. That number was down from $770 in 2012 (source). I don’t have an exact amount we spend on Christmas because I’ve never kept track but Christmas is my favorite Holiday! Instead of letting finances get in the way of Christmas fun … we get creative!

My Financial House - Christmas

How To Fund Christmas

Dirty Santa

Christmas was much simpler with the extended family last year. We each brought a $10 gift and played the Dirty Santa game!

Here’s what we did:

  • Draw #’s (put enough numbers in for each participant)
  • #1 picks a gift first
  • #2 can steal #1’s gift or choose a new one from the pile
  • #3 can steal #1 or #2’s gifts or choose a new one
  • each gift can be stolen up to three times before it is frozen
  • at the end, #1 can steal any gift that hasn’t been frozen or keep the one they have to end the game

This game makes for quite a lively Christmas and we save a lot of money! Check out these official rules of Dirty Santa and find some awesome Dirty Santa Gift Ideas here!

Earning Extra Money

I often sell things we no longer use on ebay and use the money earned as our Christmas fund.

The Inlaws

We often give a simple home made gift or a bag of specialty coffee (we do live in Washington State) to Blake’s family members. Of course, shipping is crazy so we’ve also been known to send gift cards to the movies or a coffee place.

Finding Deals

We do enjoy Black Friday shopping! When the kids were younger, we found excellent deals this way.

Make Gifts

Flax Seed Heating BagI am thinking of making a ‘crunchy’ gift for Blake’s co-workers this year. Only because he has told them I make my own deodorant and calls me his ‘hippie wife’! I do want it to be something they’ll actually use so I’m thinking of sewing up some flax seed bags!


One year we had tons of fun ‘Tinseling’. We left a cute little box full of Christmas fun on friends’ doorsteps, rang the bell, and ran. This is great for friends you want to do something special for but don’t want them to feel awkward and like they need to reciprocate.

Ugly SweaterHazel threw an ‘Ugly Sweater Christmas Party’ at our house! It was so much fun that Zack decided he wanted to have a party too … minus the ugly sweaters.



It’s YOUR turn! How do you fund Christmas?!

9 comments… add one
  • Dale Sep 23, 2014, 7:07 pm

    We play that game too! We splurge and spend $20 per gift (or in our case, hubby makes displays and gets lots of samples of really cool stuff – The Rock frying pans or Magic Bags in all sorts of shapes and forms… etc. Every year we have at least one gift “taken care of”! And the always get fought over! 😉

    • How Do The Jones Do It Sep 23, 2014, 8:17 pm

      We all try for that gift that everyone will fight over;0) Lol! That’s awesome your hubby gets samples … score! It’s just so fun!!!

  • financiallyblonde Sep 24, 2014, 2:24 pm

    I am a big fan of making gifts for the holidays. My hubby makes homemade marinara and pesto sauces for our friends and family so we are giving them something red and something green. They look forward to it every year and my hubby enjoys making it.

    • How Do The Jones Do It Sep 25, 2014, 9:15 am

      That’s so fun and what a great idea!!! I know my hubby always enjoys a home made barbecue sauce a co-worker makes. I love home made gifts that are useful!!!

  • Lucy Dec 9, 2014, 6:27 pm

    This year with money being tighter (we bought another house) I’ve been looking for more sentimental gifts…..things I already had that I knew others would enjoy. I’m referring to them as gifts from the heart!

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