How Do They Do That: Lifestyle Voices

To our new readers: We like to take a weekly trip into the land of others and learn just how they make life happen! Have you ever caught yourself asking ‘How do they do that’? It’s not a matter of comparing ourselves to the Joneses, it’s the willingness to seek knowledge and understanding so, you too, can make the choice whether or not you’re willing to do that. What trade-offs are you willing to make?

Kay from Lifestyle Voices is joining in the fun today!

How Do They Do That: Lifestyle Voices

1) What about retirement? Are you saving?

Nope. We never have. Jay worked for a small company that didn’t have any benefits, and we never did it on our own. I’ve always just believed that before that time comes, the giant money windfall will be there for us. Thanking God in advance!

2) How often do you vacation? Where does the money come from?

We used to vacation a lot. Then we sort of overdosed on it back in ’04 and didn’t go anywhere again until moving to Florida this year. I do look forward to exploring the southwest someday though.

3) Are you planning for college?

Our son is 29 now. We didn’t plan for college beyond helping him get grants and scholarships. I made sure I didn’t take any drugs during my pregnancy so he’d be a genius. 😛

4) Do you have a car payment?

Nope. We buy our cars used, usually around 10 years old, and run them into the ground. We always buy minivans because they haul big things really well.

5)Are you house poor? What’s that mortgage/rent like?

We just sold our house and we’re renting a house right now. We love it and are glad to be rid of that 125 year old money pit!

6) How do you fund Christmas?

We don’t anymore. A few years ago, our son requested that we stop buying him gifts for occasions. He’s a big time minimalist. So we asked him to reciprocate by not buying us gifts, and from there, we started enjoying holidays as “experiences”.

7) Let’s talk home improvements?

Let’s not. See #5. 😛

8) Do you save for school clothes?

Seriously, I don’t see the point. 🙂

9) Do you deal with college debt?

Nope. Neither my husband nor I attended “university” (as the Brits call it). 😛

10) Is your emergency fund where it should be?


11) Do you carry credit card debt?

Nope. No credit cards. No debt. We learned this one the hard way.

12) How often do you eat out?

Ever so rarely. I think maybe once a month, but only out of necessity, as in we’re somewhere not close enough to home to get there before one of us claims to be “starving”. 1st world starving problems, eh?

13) Do you mow your own lawn and clean your own house?

Oh my, this community does ALL of the lawn work. Jay is loving that! And of course I clean my own home. I don’t want strangers touching my stuff! 😛

14) Name a Frugal Fail?

Groceries. Constantly. We are “foodies”. I wish we were more like the Frugalwoods!

15) Your Question: Do you get an allowance?

I don’t understand that question. Our money is communal. I need something, I get it. He needs something, he gets it. We want something, we talk it over, and maybe get it. It’s always been that way. We’re kind of “old school” that way, I think.

Kay from Lifestyle Voices quit her job in 1987 to stay home with her son whom was quickly entering sumo wrestler status from a grandma that loved to feed him. She doesn't regret her decision one bit and has recently uprooted and moved to Florida where they are living debt free!

Thank you so much for sharing, Kay! Kay from Lifestyle Voices quit her job in 1987 to stay home with her son whom was quickly entering sumo wrestler status from a grandma that loved to feed him. She doesn’t regret her decision one bit and has recently uprooted and moved to Florida where they are living debt free!

How do YOU do that?! Inquiring minds want to know about the choices you make.

Brave souls, willing to bare it all, click below:


How Do They Do That: It’s Your Turn!



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How Do They Do That: Lifestyle Voices
30 comments… add one
  • Kirsten Apr 22, 2015, 7:32 am

    Oh Kay! How I love you! The thought of you saving for school clothes for Junior made me chuckle!!

    • kay ~ Apr 23, 2015, 6:29 am

      HA! I know. I think that was my favorite question! Thanks Kirsten! You KNOW I love you too! 🙂

  • Christina @ Embracing Simple Apr 22, 2015, 8:19 am

    I loved this–>”I made sure I didn’t take any drugs during my pregnancy so he’d be a genius.”

    That’s pretty much the most any kid can ask for from their Mom, right?! Haha thanks for the laugh Kay!

    • Chela @SmashOdyssey Apr 22, 2015, 4:59 pm

      That was my favorite line, too! I laughed out loud!

      • kay ~ Apr 23, 2015, 6:41 am

        Thanks Chela! I’m glad you enjoyed that. Wasn’t sure if I should have said that or not. 😛

    • kay ~ Apr 23, 2015, 6:31 am

      Thanks Christina! I figured it would be my greatest contribution to mankind! 😀

  • Kara @ The Daily Whisk Apr 22, 2015, 8:31 am

    Loved this!!! 🙂

    • kay ~ Apr 23, 2015, 6:42 am

      Thanks Kara! 🙂

  • Laurie @thefrugalfarmer Apr 22, 2015, 11:01 am

    Very cool! I know you guys went to the school of hard knocks to learn good money management, but from this side of your tale, you’re looking awesome. Good work. 🙂

    • kay ~ Apr 23, 2015, 6:43 am

      Thanks Laurie! Now onward to wealth building! 🙂

  • kay ~ Apr 22, 2015, 12:37 pm

    Aw, thanks guys! I just figured I should be honest and not try to b.s. anyone. Thanks for the fun interview Jayleen! I always tell Jay that you are like the human equivalent of the Easter Bunny on pixie stix! So much fun and oh so perky! 😀

    • kay ~ Apr 23, 2015, 6:48 am

      Thanks Kay,!

      You’re so right about Jayleen! She’s like a pinata, all full of fun. But how do you get to the candy and prizes? There’s no way you want to hit her with a stick! 😛

      Jayleen rocks! Everyone, do her interview if you get a chance. It’s pure FUN! 😀

      With Love and Sincerity,
      kay 🙂

    • How Do The Jones Do It Apr 23, 2015, 8:32 am

      Lol! I wish I had that much energy;0) Thank you so much for participating!!!

  • Tonya@Budget and the Beach Apr 22, 2015, 2:43 pm

    I love your no nonsense, tell it like it is style Kay!

    • kay ~ Apr 23, 2015, 6:50 am

      HA! That’s what I tell Jay about YOU! 🙂

      Thanks Tonya! 😀

  • lyle @ the Joy of Simple Apr 22, 2015, 7:11 pm

    Thanks for the cool interview Kay. It was fun getting to know you a little!

    And thanks Jayleen for this entertaining and insightful series.

    Take care and all the best.


    • kay ~ Apr 23, 2015, 6:52 am

      And it’s so nice to see you again Lyle! Thanks for the comment and Jayleen is a gem, ain’t she! 😀

  • Prudence Debtfree Apr 22, 2015, 7:43 pm

    Wow, Kay. I’m humbled. No Christmas or birthday expenses? No home improvements? 10-year-old cars? At least you eat at restaurants when you’re “starving” – I get that problem too on occasion : ) I’m not in the same league as you when it comes to minimalism – but you inspire me to move over from where I am.

    • kay ~ Apr 23, 2015, 6:57 am

      ooooooh, home improvements. That’s all we were doing with that old house. We were fixer-uppering it for the past few years just to sell it and get out of NY. I think we’ve agreed that that is the last “flip” we want to do, like ever! Who knows what’s next, but it won’t be that! 🙂 Thanks, Ruth. Super minimalism isn’t for everyone. I sure didn’t used to be at this far end of the spectrum, but I’m enjoying it immensely and it’s definitely getting us prepared for full time RV living. 🙂

  • femmefrugality Apr 23, 2015, 7:59 pm

    OMG I spit my drink out of my nose on the college question! Too funny! I love the lighter side of all things financially heavy here, Kay!

  • kay ~ Apr 24, 2015, 4:57 am

    Spitting the drink out of the nose may be but mere inches/centimeters above spitting it out of the mouth, but takes WAY more commitment! I truly appreciate you going above and beyond the call of duty there, Ms. Femme. 😀

  • SavvyJames Apr 24, 2015, 5:50 am

    Great way to see how others are managing their financial lives. My experience has been that we can always learn something from others, whether it be a radically new approach or just a slight twist to the way we are currently doing something.

    • kay ~ Apr 24, 2015, 7:31 am

      Amen, SavvyJames, Amen! 🙂

  • Carla Apr 25, 2015, 6:26 am

    Love your replies… we have a lot in common! 🙂 I love your unwavering faith, Kay.. it’s very inspiring! And yes, “back to school clothes”? Like everything stops fitting at the beginning of September or something? lol!! My kids are hs’ed so we dodge that bullet anyways! 😉

  • kay ~ Apr 25, 2015, 10:51 am

    Thanks Carla! I agree. We do have a lot in common. 🙂 I have to admit to being a bit flippant on that school clothes answer, as my son is 29 years old now. 😛 I have to tell you, though, I think it’s really cool that you’re homeschooling your children. I would have loved to have done that, but really had no clue how to go about it. Plus, my son was an only child, and so I don’t think it would have been as much fun as if he’d had siblings like your children do. I’m excited to check out your site. It’s always nice to see that there are other people who share a lot of the same values as we do. 🙂

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