Hello All! Steve here. I thought I would share with you the question I ask every year: What is your net worth? This isn’t a deep, philosophical question or some Zen like journey that some take around this time of year. This is about Cold. Hard. Cash. We’ve got a Net Worth Worksheet to guide you in…
We believe in keeping money matters simple around here! Our Income and Expense Printables help us do just that. Once in a while, we like to geek out about our money and where it’s going. We do that by creating Household Money Buckets and calculating the percentage of each one. The Household Money Buckets printable lets…
Who says household finances have to be cumbersome? We’re all about SIMPLE here! That’s why we created Income and Expense Printables, ledger style! It’s the simplest way to create a Spending Plan and track all Expenses and Income for the year! We’ve been using this system to track our finances all of our married lives (we…
I had the link to apply for a Parent Plus loan. Ugh! I didn’t want to do it but it seemed the only way. THEN … in my procrastination … I logged into Facebook. Anyone else do that? Lo and Behold … Stephanie from Six Figures Under was doing a live with her husband. They…
When it comes to Money Management, there are tons of resources to help you find success with your money. So many, in fact, it’s quite exhausting. There’s worksheets, workbooks, books, apps, programs … just about anything you can think of … you’ll find it. If you’re lost in the confusion and just want a simple…
Are you ready to take charge of your money in a FUN and organized way? Do you want to try the Cash Envelope System but aren’t sure where to start? Try out our Printable Cash Envelopes For Easy Money Management! What Is A Cash Envelope System? A Cash Envelope System is one way to take…
If you’ve looked into anything financial, you more than likely have heard of Dave Ramsey! Dave Ramsey’s 7 Baby Steps have transformed many families’ financial lives, however, the Baby Steps might not make sense for YOUR financial situation. The trick to the 7 Baby Steps is to make them work for YOU! Below we have outlined the…
My 17-year-old daughter recently opened a bank account at our Credit Union. She’s always had a savings account but switched over to a checking account that she would have better access to. Yes! A Checking Account. BUT, apparently, it is not common to use checks these days. The guy at the bank looked at me…
Here, I share six reasons why you should give your kids an allowance, whether or not their allowance should be tied to chores, when you should start giving an allowance, how often, and how to figure out how much. So, here I am, a stay-at-home mom. I’m 48 and I do chores to earn money….
We are creatures of habit. We get used to our routines and often don’t take the time to reconsider what is best for our bottom line. I was recently prompted to re-evaluate our regular habits and explore ways to save money when grocery shopping. Coupons used to be my thing. I had the big Coupon…
The Stuff To Save Money For Printable saves the day! When we moved into our new (to us) home, the project list was endless. There was so much to do and we wanted to get it all done right away. We want it ALL. We want it NOW! We live in an instant gratification society…
It sounds ridiculous! A gym membership is usually the first to go when you implement cost saving measures. After all, you can always go for a walk or run. There ARE ways to stay in shape without paying the big bucks month after month for a gym membership. BUT what if I told you a…
We’ve moved twice in six months. Seriously! Are we nuts? The short story is: we sold our home and moved into an apartment while we looked for a new home, found one, and moved in. I think that’s the shortest story I’ve ever told! With two moves in a short amount of time, we discovered how to…
My journey to gluten free did not happen in one fell swoop. It was a process. A process I am still working on to this day. There are the obvious gluten containing foods but there are also many not so obvious. I went on a mission to discover how to find gluten free products, the easy way….
You’ve come to grips with the fact that you need to incorporate an allowance for each family member in your spending plan but how do you determine a fair allowance amount? Healthy money talks should be a part of every relationship! Tough negotiations included! What Is Included In A Fair Allowance Amount? When determining a fair allowance amount, why…
Apartment Life is not our end game but it has been a great temporary solution while we look for our next house to call home! Although our rent is more than the mortgage we had on our home, apartment life has saved us money! There’s No Room For Stuff! We are living small in our…
You finally made it! You’re debt free and you relish in the glory a bit before anxiety overwhelms you, realizing how incredibly easy it would be to fall back into the trap of debt. You want to loosen the reigns a little but you are determined to STAY Debt Free! How do you make it happen? How…
We cheated! Yep! We got drastic and paid off $35,000 in consumer debt in just ONE DAY. We didn’t toil away and apply the snowball or avalanche method or spend years working away at it. I applaud those that do pay off debt that way. It takes huge amounts of dedication and must bring loads of…
End of content
End of content