The $1,000 Emergency Fund Chart is here to help you start your journey to financial freedom!
$1,000 Emergency Fund Chart
Dave Ramsey’s Baby Step Number One is to start a $1,000 Emergency Fund as FAST as you can! This baby emergency fund is meant to cover unexpected emergencies that come up. The goal is to not have to derail your entire budget to cover financial surprises.
$1,000 Emergency Fund Chart Supplies
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How To Use The $1,000 Emergency Fund Chart
- Gain access to the $1,000 Emergency Fund Chart below! When you print, I suggest using Card Stock for durability.
- Write amounts in increments of $100 on the lines shooting off the graphic with the smallest on the bottom. The plan is to save $1,000, so write $100 on the bottom line, $200 on the next line, etc.
- As you save, color in the lines! Each increment consists of 10 lines to fill in. Since you plan to save $1,000 and each increment represents $100, each line would represent $10. For every $10 you save, color in a line.
- Make your $1,000 Emergency Fund a part of your monthly budget!
Dave Ramsey says to keep your $1,000 Emergency Fund where you can easily access it when needed but not too easy. Perhaps in a checking account at a different bank.
We actually keep our $1,000 Emergency Fund in our regular checking account. Why? We keep it there as a cushion in our account since we do zero based budgeting. We ‘hide’ the $1,000 so it doesn’t show up in our available balance. It’s comforting to know we have it there!
Depending on your spending habits, you may choose to keep your $1,000 Emergency Fund a little less accessible or use it as a cushion in your regular account.
Do what works for you!
More Sinking Fund Charts
Sinking Fund Envelopes
Gain access to the $1,000 Emergency Fund Chart here!
Sinking Fund Charts
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