If you happen to be one of the few people that does NOT include your homeowner’s insurance with your mortgage, you will love this Annual Homeowner’s Insurance Sinking Fund Chart! Annual Homeowner’s Insurance Sinking Fund Chart There was a time when I wanted to pay our homeowner’s insurance myself. I didn’t want to depend on [...]

When we moved into an apartment a few years ago, our insurance rates went UP. We were told it was because living in an apartment creates more risk and it would go down again when we moved back into a house. Imagine my surprise when, just eight months later, we moved into a house, in [...]

It’s been a while since my kids played baseball but I do remember shopping for bats, and they weren’t cheap! A bat is definitely worth a Baseball Bat Sinking Fund Chart! Woot! Baseball Bat Sinking Fund Chart Bat Sinking Fund Chart Supplies How To Use The Bat Sinking Fund Chart Big expenses, like that sweet [...]

The $1,000 Emergency Fund Chart is here to help you start your journey to financial freedom! $1,000 Emergency Fund Chart Dave Ramsey’s Baby Step Number One is to start a $1,000 Emergency Fund as FAST as you can! This baby emergency fund is meant to cover unexpected emergencies that come up. The goal is to [...]

You’re convinced and ready to Break Bad Money Habits. You know it’s best for your bottom line. You also know it takes 21 – 66 days to break bad habits and you need a way to track your new, Good Money Habits! The Money Habit Tracker is here to save the day! Money Habit Tracker [...]

It’s time to Break Your Bad Money Habits! We all have room for improvement, right? I got an email the other day from Bob at SeedTime and, in his email, he talked about Bad Money Habits. A lightbulb went off in my head and I knew Bad Money Habits were worksheet worthy. I set to work [...]