Who says household finances have to be cumbersome? We’re all about SIMPLE here! That’s why we created Income and Expense Printables, ledger style!
It’s the simplest way to create a Spending Plan and track all Expenses and Income for the year!
Income and Expense Printables
Just click on the pictures below for your PDF’s!
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I suggest printing the Income and Expense Printables on card stock for durability!
How To Use The Income Printable
Write in the name of your employer or any source you receive an income from. Record the amount received in the corresponding month.
How To Use The Expense Printable
Record Expense Names
Write down each Expense Name in the left hand column labeled Expenses.
Listed below are examples of Expense Names. You may want to use the actual name of the company!
- Car Payment
- Car Insurance
- Life Insurance
- Credit Card
- Gym Membership
- Music Lessons
- Roth IRA
- Allowance – Dad
- Allowance – Mom
- Allowance – Son
- Allowance – Daughter
You will find some expenses, such as Tabs, are only due once per year. It is awesome to be able to quickly look to see when they are due so you can plan ahead!
Expendables include groceries, gas, dog haircuts, gifts, and any other expense we may have throughout the month. We have figured out a realistic amount we need a month and write a check for cash in that amount at the beginning of the month.
Savings may change throughout the year depending where you are in your debt payoff journey.
Allowances are super important! Don’t forget to give yourselves an allowance, even if it’s a small amount!
Record each amount you pay in the coordinating month column! Doing so will help you see, at a glance, which bills you have paid for the month and which bills may still be coming in. (I use a regular check register as well to keep a running total of our bank account.)
End Of Month
At the end of the month, add your Expense Column and your Income Column. Are your expenses less than your income? Are you living within your means?
Look at that! Just by paying your bills, you are creating a Spending Plan and telling your money where to go! You will also have a quick snapshot of your year at your fingertips!
Does family finance get any easier?