When the credit cards get out of control, it can take a while to get back on track. The Debt Boss debt tracker will give you a visual of where you've been and, hopefully, a positive outlook on where you're going! We have taken time to Jump Off The Credit Card Merry-Go-Round and are ready [...]

Allison over at Frugal on the Prairie has an excellent resource to start our budgeting off right! Not only did she author 'The Beginner's Guide To Budgeting' but she also has valuable freebies too! These freebies include a goal worksheet, an expense tracker, and wait for it ... my personal favorite ... the personal budget spreadsheet! [...]

It was a shock to our budget when Blake started working in public education and payday only came once a month. The paycheck was automatically deposited into our account on the first. We had to have our ducks in a row to make it through the entire month! 1) The Ledger System The ledger makes it super [...]

You've been doing all the right things with your finances and finally feel like you're getting somewhere. You budget, have an emergency fund, and are using cash when WHAMMO an emergency strikes. That emergency doesn't come with one tidy neat bill. Nope. Every person who says 'hi' and every doctor that walks in the room [...]

When I started paying bills as a young adult, I needed a system. I wanted a simple budget tool to use without a fancy computer program. I bought myself a 12 column ledger and the rest is history. It's easy to see and track finances on real paper! One ledger holds many years and makes it easy to look back [...]